Products

Finance Home America offers a diverse mix of products.

Conventional Conforming Fixed Rate

A fixed-rate loan offers a stable monthly payment over the life of the loan. You’ll always know exactly what your payments will be.

FHA (minimum 580 FICO/limited overlays)

FHA loans are a government initiative designed to increase home ownership. FHA loans offer a low down payment requirements and are more forgiving of credit history.

VA (minimum 580 FICO/limited overlays)

Offered exclusively to those who’ve served in the armed forces, VA loans offer easy qualification, no down payment, and excellent rates.

Rural Housing

No down payment loan for properties located in suburban, rural, and semi-rural locations. Income limits based on 115% of the area’s average median income. https://www.rd.usda.gov

Texas Veterans Land Board (VLB)

TVLB program is to aid Texas Veterans in purchasing a home. Eligible Texas Veterans have an opportunity to purchase a home with an unbeatable, low-interest loan with little or no down payment. TVLB loans can be processed, underwritten and closed on on VA, FHA and Conventional products.

Texas A6 (Jumbo to $3MM Man home on FHA and VA)

A cash-out refinance lets you take advantage of the equity you’ve built, by paying your mortgage or because your home increased in value. You can refinance the balance of your mortgage and receive the difference in cash.

NMLS# 70345

EUSTIS MORTGAGE IS AN EQUAL OPPORTUNITY EMPLOYER THAT WELCOMES AND ENCOURAGES ALL APPLICANTS TO APPLY REGARDLESS OF AGE, RACE, SEX, RELIGION, COLOR, NATIONAL ORIGIN, DISABILITY, VETERAN STATUS, SEXUAL ORIENTATION, GENDER IDENTITY AND/OR EXPRESSION, MARITAL OR PARENTAL STATUS, ANCESTRY, CITIZENSHIP STATUS, PREGNANCY OR OTHER REASON PROHIBITED BY LAW.